/* =====================================================
   Altersvorsorgedepot-Guide v4 — Verbraucherportal-Look
   Bright Blue + Orange CTAs, Sans-Serif only, klar und freundlich
   Inspiration: gkvwechseln.de, check24.de, finanztip.de
   ===================================================== */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  /* ===== Farben — Verbraucherportal ===== */
  --c-blue:        #0066cc;   /* Hauptblau */
  --c-blue-dark:   #00478f;
  --c-blue-darker: #003366;
  --c-blue-light:  #2e8be0;
  --c-blue-50:     #e6f1fb;   /* Sehr heller Hintergrund-Tint */
  --c-blue-100:    #cce3f8;
  --c-blue-200:    #99c7f0;

  --c-orange:      #ff6b00;   /* Haupt-CTA */
  --c-orange-dark: #e55c00;
  --c-orange-50:   #fff3e6;

  --c-yellow:      #ffd633;   /* Trust-Badge / Stars */
  --c-yellow-50:   #fffbe6;
  --c-yellow-warn: #fff4d6;   /* Warnbanner */
  --c-yellow-warn-border: #f4c849;

  --c-green:       #00a651;   /* Erfolg / "Ja" */
  --c-green-light: #e6f7ef;
  --c-red:         #d62929;   /* "Nein" / Fehler */

  --c-text:        #1a1a1a;
  --c-text-soft:   #4a5568;
  --c-text-muted:  #718096;

  --c-bg:          #ffffff;
  --c-bg-soft:     #f5f8fc;
  --c-bg-light:    #f7f9fb;
  --c-border:      #e0e6ed;
  --c-border-strong: #c3ccd6;

  --shadow-xs: 0 1px 2px rgba(0, 51, 102, 0.06);
  --shadow-sm: 0 2px 8px rgba(0, 51, 102, 0.08);
  --shadow-md: 0 4px 16px rgba(0, 51, 102, 0.10);
  --shadow-lg: 0 12px 32px rgba(0, 51, 102, 0.14);

  --radius-sm: 4px;
  --radius:    8px;
  --radius-lg: 14px;
  --radius-xl: 20px;

  --container:        1200px;
  --container-narrow: 800px;
  --container-prose:  720px;

  --font-sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.65;
  color: var(--c-text);
  background: var(--c-bg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { max-width: 100%; height: auto; display: block; }

a { color: var(--c-blue); text-decoration: underline; text-underline-offset: 2px; transition: color 0.15s; }
a:hover { color: var(--c-blue-dark); }
::selection { background: var(--c-blue-100); color: var(--c-blue-darker); }

.container        { max-width: var(--container); margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: var(--container-narrow); margin: 0 auto; padding: 0 24px; }
.container-prose  { max-width: var(--container-prose); margin: 0 auto; padding: 0 24px; }

.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--c-blue); color: #fff; padding: 10px 14px; z-index: 100; font-weight: 600;
}
.skip-link:focus { left: 8px; top: 8px; }

/* ===== ENTWURFS-HINWEIS-BANNER (sehr prominent oben) ===== */
.draft-notice {
  background: var(--c-yellow-warn);
  border-bottom: 1px solid var(--c-yellow-warn-border);
  padding: 10px 0;
  font-size: 14px;
  color: #6b4d00;
}
.draft-notice .container {
  display: flex; align-items: flex-start; gap: 12px;
}
.draft-notice .icon {
  flex-shrink: 0; width: 22px; height: 22px;
  background: #b8860b; color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; font-size: 13px; font-family: serif;
  line-height: 1;
}
.draft-notice strong { color: #6b4d00; font-weight: 700; }
.draft-notice a { color: #6b4d00; font-weight: 600; }

/* ===== Top Service-Bar (zweite Zeile mit Stand + Quellen) ===== */
.service-bar {
  background: var(--c-blue-darker);
  color: rgba(255,255,255,0.86);
  font-size: 13px;
  padding: 8px 0;
}
.service-bar .container { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px; }
.service-bar a { color: #fff; text-decoration: none; font-weight: 500; }
.service-bar a:hover { text-decoration: underline; }
.service-bar strong { color: var(--c-yellow); font-weight: 700; }

/* ===== Header ===== */
.site-header {
  background: #fff;
  border-bottom: 1px solid var(--c-border);
  position: sticky; top: 0; z-index: 50;
  box-shadow: var(--shadow-xs);
}
.site-header .container {
  display: flex; align-items: center; justify-content: space-between;
  height: 76px;
}
.brand {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none; color: var(--c-blue-darker);
}
.brand-logo { width: 44px; height: 44px; flex-shrink: 0; }
.brand-text { display: flex; flex-direction: column; line-height: 1.15; }
.brand-text .top {
  font-family: var(--font-sans);
  font-weight: 800; font-size: 18px;
  color: var(--c-blue-darker);
  letter-spacing: -0.01em;
}
.brand-text .sub {
  font-family: var(--font-sans);
  font-size: 11px; color: var(--c-blue);
  text-transform: uppercase; letter-spacing: 0.10em;
  font-weight: 600;
}
.main-nav { display: flex; gap: 28px; align-items: center; }
.main-nav a {
  color: var(--c-text); text-decoration: none; font-weight: 500;
  font-size: 15px; padding: 6px 0; position: relative;
  transition: color 0.15s;
}
.main-nav a:hover { color: var(--c-blue); }
.main-nav a.active { color: var(--c-blue); font-weight: 600; }
.main-nav a.active::after, .main-nav a:hover:not(.nav-cta)::after {
  content: ""; position: absolute; left: 0; right: 0; bottom: -3px;
  height: 3px; background: var(--c-blue); border-radius: 2px;
}
.nav-cta {
  background: var(--c-orange); color: #fff !important; padding: 11px 22px;
  border-radius: var(--radius); font-weight: 700 !important; font-size: 15px;
  transition: background 0.15s, transform 0.15s;
  text-decoration: none !important;
}
.nav-cta:hover { background: var(--c-orange-dark); transform: translateY(-1px); }
.nav-cta::after { display: none !important; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; padding: 8px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--c-text); margin: 5px 0; }
@media (max-width: 920px) {
  .main-nav { display: none; position: absolute; top: 76px; left: 0; right: 0; flex-direction: column; background: #fff; border-bottom: 1px solid var(--c-border); padding: 16px 24px; gap: 16px; box-shadow: var(--shadow-md); }
  .main-nav.open { display: flex; }
  .main-nav a.active::after, .main-nav a:hover::after { display: none; }
  .nav-toggle { display: block; }
}

/* ===== Hero — hell, freundlich, gkvwechseln-Style ===== */
.hero {
  background: linear-gradient(180deg, var(--c-blue-50) 0%, #ffffff 100%);
  padding: 56px 0 64px;
  position: relative; overflow: hidden;
}
.hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; font-weight: 700;
  color: var(--c-blue); text-transform: uppercase; letter-spacing: 0.08em;
  margin-bottom: 18px;
}
.hero-eyebrow .dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--c-green);
  animation: pulse 2s ease-out infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(0, 166, 81, 0.4); }
  50% { box-shadow: 0 0 0 8px rgba(0, 166, 81, 0); }
}

.hero h1 {
  font-size: clamp(30px, 4.4vw, 48px);
  line-height: 1.12;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--c-blue-darker);
  margin-bottom: 22px;
}
.hero h1 .accent { color: var(--c-blue); }

.hero p.lead {
  font-size: 19px; color: var(--c-text-soft);
  margin-bottom: 24px; max-width: 36em;
  line-height: 1.6;
}
.hero-bullets {
  list-style: none; padding: 0; margin: 0 0 28px;
  display: flex; flex-direction: column; gap: 10px;
}
.hero-bullets li {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 16px; color: var(--c-text); font-weight: 500;
}
.hero-bullets li::before {
  content: ""; flex-shrink: 0;
  width: 22px; height: 22px; margin-top: 1px;
  background: var(--c-green-light) url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="%2300a651" stroke-width="3" stroke-linecap="round" stroke-linejoin="round"><polyline points="20 6 9 17 4 12"/></svg>') center / 14px no-repeat;
  border-radius: 50%;
}
.hero-cta { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 28px; }

.hero-trust-row {
  display: flex; gap: 24px; align-items: center; flex-wrap: wrap;
  padding-top: 22px; border-top: 1px solid var(--c-border);
  font-size: 13px; color: var(--c-text-muted);
}
.hero-trust-row .stars { color: var(--c-yellow); font-size: 16px; letter-spacing: 1px; }
.hero-trust-row .badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: #fff; border: 1px solid var(--c-border);
  padding: 4px 10px; border-radius: 99px; font-weight: 600; color: var(--c-text);
}
.hero-trust-row .badge svg { width: 14px; height: 14px; color: var(--c-green); }

.hero-illustration { position: relative; }

@media (max-width: 920px) {
  .hero-grid { grid-template-columns: 1fr; gap: 36px; }
  .hero-illustration { order: -1; max-width: 360px; margin: 0 auto; }
}

/* ===== Buttons ===== */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 14px 28px; border-radius: var(--radius); font-weight: 700;
  font-size: 16px; text-decoration: none; border: none; cursor: pointer;
  font-family: inherit;
  transition: transform 0.15s, box-shadow 0.15s, background 0.15s, color 0.15s;
  white-space: nowrap;
}
.btn-primary {
  background: var(--c-orange); color: #fff;
  box-shadow: 0 4px 12px rgba(255, 107, 0, 0.25);
}
.btn-primary:hover { background: var(--c-orange-dark); color: #fff; transform: translateY(-1px); box-shadow: 0 6px 18px rgba(255,107,0,0.35); }
.btn-secondary {
  background: #fff; color: var(--c-blue); border: 1.5px solid var(--c-blue);
}
.btn-secondary:hover { background: var(--c-blue-50); color: var(--c-blue-dark); }
.btn-ghost {
  background: transparent; color: var(--c-blue);
}
.btn-ghost:hover { color: var(--c-blue-dark); text-decoration: underline; }
.btn-large { padding: 17px 32px; font-size: 17px; }
.btn-block { width: 100%; }
.btn .arr { transition: transform 0.15s; }
.btn:hover .arr { transform: translateX(3px); }

/* ===== Sections ===== */
section { padding: 64px 0; }
section.soft { background: var(--c-bg-soft); }
section.blue-soft { background: var(--c-blue-50); }
section.dark { background: var(--c-blue-darker); color: rgba(255,255,255,0.85); }
section.dark h2 { color: #fff; }

.section-intro { max-width: 760px; margin: 0 auto 48px; }
.section-intro.center { text-align: center; }
.section-eyebrow {
  display: inline-block; font-size: 12px; font-weight: 700;
  color: var(--c-blue); text-transform: uppercase; letter-spacing: 0.10em;
  margin-bottom: 12px;
}
.section-intro h2 {
  font-size: clamp(28px, 3.6vw, 38px); line-height: 1.18;
  color: var(--c-blue-darker);
  letter-spacing: -0.02em; margin-bottom: 16px; font-weight: 800;
}
.section-intro p { color: var(--c-text-soft); font-size: 17px; line-height: 1.65; }
.section-intro.center p { margin-left: auto; margin-right: auto; }

/* ===== Quick-Answer (Direkt-Antwort) ===== */
.quick-answer {
  background: var(--c-blue-50); border-left: 4px solid var(--c-blue);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: 22px 26px; margin: 0 auto 32px; max-width: var(--container-prose);
}
.quick-answer::before {
  content: "Direkt-Antwort"; display: inline-block;
  font-size: 11px; font-weight: 700; color: var(--c-blue);
  text-transform: uppercase; letter-spacing: 0.10em; margin-bottom: 8px;
}
.quick-answer p { font-size: 17px; color: var(--c-text); line-height: 1.7; margin: 0; }
.quick-answer p + p { margin-top: 10px; }

/* ===== Stat Cards ===== */
.stat-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.stat-card {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-lg); padding: 28px;
  position: relative; overflow: hidden;
  text-align: left;
}
.stat-card::before {
  content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px;
  background: var(--c-blue);
}
.stat-card.orange::before { background: var(--c-orange); }
.stat-card.green::before { background: var(--c-green); }
.stat-card .num {
  font-size: 42px; font-weight: 800; color: var(--c-blue-darker);
  line-height: 1; letter-spacing: -0.025em; margin-bottom: 8px;
}
.stat-card .num em { color: var(--c-orange); font-style: normal; font-size: 22px; font-weight: 700; }
.stat-card .num.green em { color: var(--c-green); }
.stat-card .label { font-size: 14px; color: var(--c-text-muted); margin-bottom: 12px; font-weight: 600; }
.stat-card .desc { font-size: 14px; color: var(--c-text-soft); line-height: 1.6; }

/* ===== 3-Schritte / Wie-funktioniert-es ===== */
.steps-row {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px; counter-reset: step;
}
.step-card {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  padding: 28px; counter-increment: step; position: relative;
}
.step-card::before {
  content: counter(step);
  display: flex; align-items: center; justify-content: center;
  width: 44px; height: 44px;
  background: var(--c-blue); color: #fff;
  border-radius: 50%; font-weight: 800; font-size: 20px;
  margin-bottom: 16px;
}
.step-card h3 { color: var(--c-blue-darker); font-size: 19px; margin-bottom: 8px; line-height: 1.3; font-weight: 700; }
.step-card p { color: var(--c-text-soft); font-size: 15px; }

/* ===== Persona / Lebenslagen-Cards ===== */
.persona-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.persona {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  padding: 28px; text-decoration: none; color: var(--c-text);
  display: flex; flex-direction: column;
  transition: transform 0.15s, box-shadow 0.15s, border-color 0.15s;
  position: relative;
}
.persona:hover { transform: translateY(-3px); border-color: var(--c-blue); box-shadow: var(--shadow-md); }
.persona .icon {
  width: 56px; height: 56px; border-radius: 12px;
  background: var(--c-blue-50); color: var(--c-blue);
  display: flex; align-items: center; justify-content: center; margin-bottom: 16px;
}
.persona .icon svg { width: 28px; height: 28px; }
.persona h3 { color: var(--c-blue-darker); font-size: 18px; line-height: 1.25; margin-bottom: 8px; font-weight: 700; }
.persona p { font-size: 15px; color: var(--c-text-soft); flex: 1; line-height: 1.6; }
.persona .more {
  margin-top: 14px; font-size: 14px; color: var(--c-blue); font-weight: 700;
  display: inline-flex; align-items: center; gap: 4px;
}

/* ===== Topic Cards ===== */
.topic-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 18px; }
.topic-card {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  padding: 22px 24px; text-decoration: none; color: var(--c-text);
  display: flex; flex-direction: column;
  transition: transform 0.15s, box-shadow 0.15s, border-color 0.15s;
}
.topic-card:hover { transform: translateY(-2px); border-color: var(--c-blue); box-shadow: var(--shadow-md); }
.topic-card .topic-tag {
  display: inline-block; align-self: flex-start;
  font-size: 11px; font-weight: 700; color: var(--c-blue);
  background: var(--c-blue-50); padding: 4px 10px; border-radius: 99px;
  text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 12px;
}
.topic-card h3 {
  color: var(--c-blue-darker); font-size: 18px; line-height: 1.3;
  margin-bottom: 8px; font-weight: 700;
}
.topic-card p { font-size: 14px; color: var(--c-text-soft); flex: 1; line-height: 1.6; }
.topic-card .read-more {
  margin-top: 14px; font-size: 14px; color: var(--c-blue); font-weight: 700;
  display: inline-flex; align-items: center; gap: 4px;
}

/* ===== Calculator ===== */
.calc-card {
  background: #fff;
  border: 1px solid var(--c-border);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md);
  display: grid; grid-template-columns: 1fr 1fr; gap: 0;
  overflow: hidden; max-width: 960px; margin: 0 auto;
}
.calc-inputs { padding: 32px; background: #fff; }
.calc-inputs h3 {
  font-size: 20px; color: var(--c-blue-darker); margin-bottom: 22px; font-weight: 700;
}
.calc-input-row { margin-bottom: 22px; }
.calc-input-row .label-row { display: flex; justify-content: space-between; align-items: baseline; margin-bottom: 8px; }
.calc-input-row label { font-size: 14px; font-weight: 600; color: var(--c-text); }
.calc-input-row .val { font-weight: 800; color: var(--c-blue); font-size: 18px; }
.calc-input-row input[type="range"] {
  -webkit-appearance: none; appearance: none;
  width: 100%; height: 6px; background: var(--c-border); border-radius: 99px; outline: none;
}
.calc-input-row input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 22px; height: 22px; background: var(--c-blue); border-radius: 50%;
  cursor: pointer; box-shadow: 0 2px 6px rgba(0,102,204,0.4);
  transition: transform 0.15s;
}
.calc-input-row input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
.calc-input-row input[type="range"]::-moz-range-thumb {
  width: 22px; height: 22px; background: var(--c-blue); border-radius: 50%;
  cursor: pointer; border: none;
}
.calc-input-row .hint { font-size: 12px; color: var(--c-text-muted); margin-top: 4px; }

.calc-result {
  background: var(--c-blue-darker);
  color: #fff; padding: 36px;
  display: flex; flex-direction: column; justify-content: center;
}
.calc-result h3 { font-size: 13px; color: rgba(255,255,255,0.7); text-transform: uppercase; letter-spacing: 0.10em; margin-bottom: 6px; font-weight: 700; }
.calc-result .big {
  font-size: clamp(36px, 5vw, 48px); font-weight: 800; line-height: 1;
  letter-spacing: -0.025em; color: #fff; margin-bottom: 6px;
}
.calc-result .big em { color: var(--c-yellow); font-style: normal; }
.calc-result .sub { font-size: 14px; color: rgba(255,255,255,0.7); margin-bottom: 24px; }
.calc-result .breakdown {
  border-top: 1px solid rgba(255,255,255,0.18);
  padding-top: 20px; font-size: 14px; line-height: 2;
}
.calc-result .breakdown-row { display: flex; justify-content: space-between; }
.calc-result .breakdown-row .v { color: #fff; font-weight: 700; }
.calc-result .breakdown small { display: block; opacity: 0.65; font-size: 12px; margin-top: 12px; line-height: 1.5; }

@media (max-width: 760px) { .calc-card { grid-template-columns: 1fr; } }

/* ===== Comparison Tables ===== */
.compare {
  background: #fff; border: 1px solid var(--c-border);
  border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-xs);
}
.compare table { width: 100%; border-collapse: collapse; font-size: 15px; }
.compare th, .compare td { padding: 14px 18px; text-align: left; border-bottom: 1px solid var(--c-border); vertical-align: top; }
.compare thead th { background: var(--c-blue); color: #fff; font-weight: 700; }
.compare thead th.highlight { background: var(--c-blue-darker); }
.compare tbody tr:hover { background: var(--c-bg-soft); }
.compare tbody tr:last-child td { border-bottom: none; }
.compare .feature-name { font-weight: 700; color: var(--c-blue-darker); }
.compare .yes { color: var(--c-green); font-weight: 700; }
.compare .no { color: var(--c-red); font-weight: 700; }
@media (max-width: 760px) { .compare { overflow-x: auto; } .compare table { min-width: 580px; } }

/* ===== HowTo / Steps in articles ===== */
.steps {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px; counter-reset: stp;
}
.step {
  background: #fff; border: 1px solid var(--c-border); border-top: 4px solid var(--c-blue);
  border-radius: var(--radius-lg); padding: 22px;
  counter-increment: stp;
}
.step::before {
  content: "Schritt " counter(stp);
  display: block; font-size: 12px; font-weight: 700;
  color: var(--c-blue); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 6px;
}
.step h3 { color: var(--c-blue-darker); font-size: 17px; margin-bottom: 8px; line-height: 1.3; font-weight: 700; }
.step p { color: var(--c-text-soft); font-size: 15px; }

/* ===== FAQ ===== */
.faq-list { display: flex; flex-direction: column; gap: 10px; max-width: var(--container-narrow); margin: 0 auto; }
.faq-item {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  overflow: hidden;
}
.faq-item:hover { border-color: var(--c-border-strong); }
.faq-item summary {
  padding: 18px 22px; cursor: pointer; font-weight: 700; color: var(--c-blue-darker);
  font-size: 16px; list-style: none;
  display: flex; justify-content: space-between; align-items: center; gap: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+"; width: 28px; height: 28px;
  display: flex; align-items: center; justify-content: center;
  background: var(--c-blue-50); color: var(--c-blue);
  border-radius: 50%; flex-shrink: 0; font-weight: 700; font-size: 18px;
}
.faq-item[open] summary::after { content: "−"; background: var(--c-blue); color: #fff; }
.faq-item .faq-body { padding: 0 22px 20px; color: var(--c-text-soft); font-size: 15px; line-height: 1.7; }
.faq-item .faq-body p + p { margin-top: 10px; }

/* ===== CTA Banner ===== */
.cta-banner {
  background: var(--c-blue);
  color: #fff; padding: 64px 0;
  text-align: center;
  position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ""; position: absolute; inset: 0;
  background: radial-gradient(ellipse 50% 40% at 80% 30%, rgba(255,255,255,0.10), transparent 70%);
  pointer-events: none;
}
.cta-banner .container { position: relative; max-width: 800px; }
.cta-banner h2 { font-size: clamp(26px, 3.4vw, 36px); margin-bottom: 12px; color: #fff; letter-spacing: -0.02em; line-height: 1.2; font-weight: 800; }
.cta-banner p { color: rgba(255,255,255,0.92); max-width: 580px; margin: 0 auto 24px; font-size: 17px; }
.cta-banner .btn-primary { background: var(--c-orange); color: #fff; box-shadow: 0 6px 20px rgba(0,0,0,0.18); }
.cta-banner .btn-primary:hover { background: var(--c-orange-dark); }

/* ===== Article-Layout ===== */
.article-header {
  background: var(--c-blue-50);
  border-bottom: 1px solid var(--c-border);
  padding: 48px 0 32px;
}
.breadcrumb {
  display: flex; gap: 8px; flex-wrap: wrap;
  font-size: 13px; color: var(--c-text-muted); margin-bottom: 18px;
}
.breadcrumb a { color: var(--c-text-muted); text-decoration: none; }
.breadcrumb a:hover { color: var(--c-blue); }
.breadcrumb .sep { color: var(--c-border-strong); }
.article-header h1 {
  font-size: clamp(28px, 4vw, 40px); color: var(--c-blue-darker);
  letter-spacing: -0.02em; line-height: 1.2; margin-bottom: 18px; max-width: 22em; font-weight: 800;
}
.article-meta {
  display: flex; gap: 20px; flex-wrap: wrap;
  font-size: 13px; color: var(--c-text-muted);
  padding-top: 16px; border-top: 1px solid var(--c-border);
}
.article-meta strong { color: var(--c-text); font-weight: 600; }

.article-body { padding: 48px 0 64px; }
.article-grid { display: grid; grid-template-columns: minmax(0, 720px) 280px; gap: 56px; align-items: start; }
@media (max-width: 980px) { .article-grid { grid-template-columns: 1fr; } }

.article-content { font-size: 17px; line-height: 1.75; color: var(--c-text); max-width: 720px; }
.article-content > * + * { margin-top: 18px; }
.article-content h2 {
  color: var(--c-blue-darker); font-size: 26px; line-height: 1.25;
  margin-top: 44px; margin-bottom: 14px;
  letter-spacing: -0.015em; font-weight: 800;
  padding-top: 12px; border-top: 1px solid var(--c-border);
}
.article-content h2:first-of-type { border-top: none; padding-top: 0; }
.article-content h3 {
  color: var(--c-blue-darker); font-size: 20px; line-height: 1.3;
  margin-top: 28px; margin-bottom: 12px; font-weight: 700;
}
.article-content p strong { color: var(--c-text); font-weight: 700; }
.article-content ul, .article-content ol { margin-left: 22px; }
.article-content li { margin-bottom: 8px; }
.article-content blockquote {
  border-left: 4px solid var(--c-blue);
  padding: 14px 22px; background: var(--c-blue-50);
  color: var(--c-text); margin: 24px 0;
  border-radius: 0 var(--radius) var(--radius) 0;
  font-size: 18px; line-height: 1.55;
}
.pull-quote {
  font-size: 22px; line-height: 1.4;
  color: var(--c-blue-darker); padding: 24px 0;
  margin: 28px 0;
  border-top: 2px solid var(--c-blue); border-bottom: 2px solid var(--c-blue);
  font-weight: 700;
}
.article-content .info-box {
  background: var(--c-blue-50); border-left: 4px solid var(--c-blue);
  padding: 18px 22px; border-radius: 0 var(--radius) var(--radius) 0; margin: 22px 0;
}
.article-content .info-box.warn { background: var(--c-yellow-warn); border-color: var(--c-yellow-warn-border); }
.article-content .info-box.tip { background: var(--c-green-light); border-color: var(--c-green); }
.article-content .info-box strong { color: var(--c-blue-darker); }
.article-content table {
  width: 100%; border-collapse: collapse; margin: 22px 0; font-size: 15px;
  border: 1px solid var(--c-border); border-radius: var(--radius); overflow: hidden;
}
.article-content table th, .article-content table td {
  padding: 12px 16px; text-align: left; border-bottom: 1px solid var(--c-border); vertical-align: top;
}
.article-content table thead th { background: var(--c-blue); color: #fff; font-weight: 700; }
.article-content table tbody tr:last-child td { border-bottom: none; }

.article-content figure { margin: 28px 0; }
.article-content figure svg { width: 100%; height: auto; border-radius: var(--radius); }
.article-content figcaption { font-size: 13px; color: var(--c-text-muted); text-align: center; margin-top: 10px; font-style: italic; }

/* Sidebar / Aside */
.article-aside { position: sticky; top: 100px; font-size: 14px; }
.toc-card {
  background: var(--c-bg-soft); border: 1px solid var(--c-border);
  border-radius: var(--radius-lg); padding: 22px; margin-bottom: 18px;
}
.toc-card h4 {
  font-size: 13px; color: var(--c-blue-darker); margin-bottom: 12px;
  text-transform: uppercase; letter-spacing: 0.08em; font-weight: 700;
}
.toc-card ul { list-style: none; margin: 0; padding: 0; }
.toc-card li { margin-bottom: 6px; }
.toc-card a {
  color: var(--c-text-soft); text-decoration: none; font-size: 14px;
  border-left: 2px solid transparent; padding-left: 10px; display: block;
  line-height: 1.5; padding-top: 4px; padding-bottom: 4px;
  transition: color 0.15s, border-color 0.15s;
}
.toc-card a:hover, .toc-card a.active { color: var(--c-blue); border-left-color: var(--c-blue); font-weight: 600; }

.quick-cta {
  background: var(--c-blue); color: #fff;
  border-radius: var(--radius-lg); padding: 24px;
}
.quick-cta h4 { color: #fff; font-size: 17px; margin-bottom: 8px; font-weight: 700; }
.quick-cta p { color: rgba(255,255,255,0.85); font-size: 14px; margin-bottom: 16px; line-height: 1.6; }
.quick-cta .btn { width: 100%; background: var(--c-orange); color: #fff; }
.quick-cta .btn:hover { background: var(--c-orange-dark); }

.author-box {
  display: flex; gap: 16px; align-items: center;
  background: var(--c-bg-soft); border-radius: var(--radius-lg);
  padding: 18px 22px; margin: 32px 0;
}
.author-box .avatar {
  width: 54px; height: 54px; border-radius: 50%; background: var(--c-blue);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-weight: 800; font-size: 20px;
  flex-shrink: 0;
}
.author-box .meta { font-size: 14px; line-height: 1.5; }
.author-box .meta .name { color: var(--c-blue-darker); font-weight: 700; }
.author-box .meta .role { color: var(--c-text-muted); }

.sources {
  font-size: 14px; color: var(--c-text-soft);
  border-top: 2px solid var(--c-blue); padding-top: 22px; margin-top: 36px;
}
.sources h3 { font-size: 16px; color: var(--c-blue-darker); margin-bottom: 10px; font-weight: 700; }
.sources ul { list-style: none; margin: 0; padding: 0; }
.sources li { margin-bottom: 6px; word-break: break-word; }
.sources li::before { content: "↗ "; color: var(--c-blue); }

.related-articles { padding: 56px 0; background: var(--c-bg-soft); }
.related-articles h2 { color: var(--c-blue-darker); font-size: 26px; margin-bottom: 24px; letter-spacing: -0.015em; font-weight: 800; }

/* ===== Reading Progress ===== */
.read-progress {
  position: fixed; top: 0; left: 0; right: 0; height: 3px;
  background: transparent; z-index: 60;
}
.read-progress-bar {
  height: 100%; width: 0%; background: var(--c-orange); transition: width 0.1s linear;
}

/* ===== Forms ===== */
.form-row { margin-bottom: 14px; }
.form-row label { display: block; font-size: 13px; font-weight: 600; margin-bottom: 6px; color: var(--c-text); }
.form-row input, .form-row select, .form-row textarea {
  width: 100%; padding: 12px 14px; border: 1px solid var(--c-border-strong);
  border-radius: var(--radius); font-size: 15px; font-family: inherit;
  background: #fff; color: var(--c-text);
  transition: border-color 0.15s, box-shadow 0.15s;
}
.form-row input:focus, .form-row select:focus, .form-row textarea:focus {
  outline: none; border-color: var(--c-blue);
  box-shadow: 0 0 0 3px rgba(0,102,204,0.15);
}
.form-consent {
  display: flex; gap: 10px; align-items: flex-start;
  font-size: 13px; color: var(--c-text-soft); margin: 8px 0 16px;
}
.form-consent input { margin-top: 3px; }
.honeypot { position: absolute; left: -9999px; opacity: 0; }
.form-success {
  background: var(--c-green-light); border: 1px solid var(--c-green); color: #036932;
  padding: 16px; border-radius: var(--radius); display: none; font-weight: 500;
}
.form-success.show { display: block; }
.form-success strong { color: #036932; font-weight: 700; }

.waitlist-inline {
  background: #fff; border: 2px solid var(--c-blue);
  border-radius: var(--radius-xl); padding: 36px;
  max-width: 720px; margin: 0 auto;
  box-shadow: var(--shadow-md);
  position: relative;
}
.waitlist-inline::before {
  content: "Kostenlos & unverbindlich"; position: absolute; top: -14px; left: 24px;
  background: var(--c-orange); color: #fff;
  padding: 5px 14px; border-radius: 99px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.05em; text-transform: uppercase;
}
.waitlist-inline h3 { color: var(--c-blue-darker); font-size: 24px; margin-bottom: 10px; font-weight: 800; }
.waitlist-inline > p { color: var(--c-text-soft); margin-bottom: 22px; }
.waitlist-inline .form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
@media (max-width: 600px) { .waitlist-inline .form-grid { grid-template-columns: 1fr; } }

/* ===== FOOTER (sauber, sans-serif, klar) ===== */
.site-footer {
  background: var(--c-blue-darker);
  color: rgba(255,255,255,0.75);
  padding: 56px 0 24px; font-size: 14px;
}
.site-footer a { color: rgba(255,255,255,0.75); text-decoration: none; transition: color 0.15s; }
.site-footer a:hover { color: var(--c-yellow); }

/* Brand-Block im Footer (KOMPLETT überschrieben) */
.site-footer .brand {
  color: #fff !important;
  text-decoration: none;
}
.site-footer .brand-text { display: flex; flex-direction: column; line-height: 1.2; }
.site-footer .brand-text .top {
  font-family: var(--font-sans) !important;
  font-size: 17px; font-weight: 800;
  color: #fff !important;
  letter-spacing: -0.01em;
}
.site-footer .brand-text .sub {
  font-family: var(--font-sans) !important;
  font-size: 11px; font-weight: 600;
  color: var(--c-yellow) !important;
  text-transform: uppercase; letter-spacing: 0.10em;
}

.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 36px; margin-bottom: 32px;
}
.footer-col h4 {
  color: #fff; font-size: 13px; margin-bottom: 14px;
  text-transform: uppercase; letter-spacing: 0.08em; font-weight: 700;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 8px; padding: 0; margin: 0; }
.footer-col-brand p { margin-top: 14px; max-width: 30em; line-height: 1.6; color: rgba(255,255,255,0.65); }

.footer-trust {
  display: flex; gap: 12px; align-items: center; margin-top: 16px; flex-wrap: wrap;
}
.footer-trust .badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,0.10); padding: 4px 10px; border-radius: 99px;
  font-size: 12px; color: #fff; font-weight: 600;
}
.footer-trust .badge svg { width: 12px; height: 12px; color: var(--c-green); }

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12); padding-top: 22px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
  font-size: 13px; color: rgba(255,255,255,0.55);
}
.footer-bottom .legal { display: flex; gap: 18px; }
.footer-bottom .legal a { color: rgba(255,255,255,0.75); }

@media (max-width: 760px) { .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px; } }
@media (max-width: 480px) { .footer-grid { grid-template-columns: 1fr; } }

/* ===== Utility ===== */
.text-center { text-align: center; }
.mt-2 { margin-top: 16px; } .mt-3 { margin-top: 24px; } .mt-4 { margin-top: 32px; }
.mb-2 { margin-bottom: 16px; } .mb-3 { margin-bottom: 24px; } .mb-4 { margin-bottom: 32px; }
.hidden { display: none !important; }

/* ============= Animationen — sichtbarer und lebendiger ============= */

@keyframes float-up { 0%, 100% { transform: translateY(0); } 50% { transform: translateY(-14px); } }
@keyframes float-side { 0%, 100% { transform: translateX(0); } 50% { transform: translateX(8px); } }
@keyframes spin-slow { from { transform: rotate(0deg); } to { transform: rotate(360deg); } }
@keyframes pulse-soft { 0%,100% { opacity: 1; transform: scale(1); } 50% { opacity: 0.85; transform: scale(1.05); } }
@keyframes coin-flip {
  0%, 60%, 100% { transform: rotateY(0deg); }
  70% { transform: rotateY(180deg); }
  80% { transform: rotateY(360deg); }
}
@keyframes draw-stroke {
  from { stroke-dashoffset: 1000; }
  to   { stroke-dashoffset: 0; }
}
@keyframes count-bg {
  0%, 100% { background-position: 0% 50%; }
  50% { background-position: 100% 50%; }
}
@keyframes shake-glow {
  0%, 90%, 100% { box-shadow: 0 0 0 0 rgba(255,107,0,0); }
  92% { box-shadow: 0 0 0 8px rgba(255,107,0,0.35); }
  94% { box-shadow: 0 0 0 0 rgba(255,107,0,0); }
}

.float-anim { animation: float-up 4.5s ease-in-out infinite; transform-origin: center; }
.float-anim-slow { animation: float-up 7s ease-in-out infinite; }
.float-anim-x { animation: float-side 5s ease-in-out infinite; }
.spin-anim { animation: spin-slow 24s linear infinite; transform-origin: center; transform-box: fill-box; }

/* Hero-Person sanft atmen */
.breathe { animation: pulse-soft 4s ease-in-out infinite; transform-origin: center bottom; }

/* Animated Chart Line */
.chart-anim path[data-anim="draw"] {
  stroke-dasharray: 600;
  stroke-dashoffset: 600;
  animation: draw-stroke 2.4s ease-out forwards;
}

/* Reveal on scroll: Klassen werden via JS hinzugefügt */
.reveal { opacity: 0; transform: translateY(30px); transition: opacity 0.7s ease-out, transform 0.7s ease-out; }
.reveal.in-view { opacity: 1; transform: translateY(0); }
.reveal-delay-1 { transition-delay: 0.10s; }
.reveal-delay-2 { transition-delay: 0.20s; }
.reveal-delay-3 { transition-delay: 0.30s; }

/* Stat-Card Counter Animation */
.stat-card .num { transition: color 0.3s; }

/* Hover-Mikrointeraktionen */
.persona, .topic-card { transition: transform 0.25s cubic-bezier(.4,0,.2,1), box-shadow 0.25s, border-color 0.2s; }
.persona:hover, .topic-card:hover { transform: translateY(-4px); }

/* CTA pulse (sehr dezent) */
.btn-primary { position: relative; }
.btn-primary.shake-occasionally { animation: shake-glow 6s ease-in-out infinite; }

/* Hero-CTA pulsiert beim Eintritt */
@keyframes hero-cta-attract {
  0%, 70%, 100% { transform: translateY(0) scale(1); }
  80% { transform: translateY(-3px) scale(1.02); }
  85% { transform: translateY(0) scale(1); }
  90% { transform: translateY(-2px) scale(1.01); }
}
.hero-cta .btn-primary { animation: hero-cta-attract 5s ease-in-out 2s infinite; }

/* Bar-Wachstum für Vergleichsdiagramm beim Sichtbarwerden */
@keyframes bar-grow { from { width: 0; } to { width: var(--bar-w, 100%); } }

/* SVG bar grow */
.svg-bar { transform-origin: bottom; animation: grow-bar 1s cubic-bezier(.4,0,.2,1) forwards; }
@keyframes grow-bar { from { transform: scaleY(0); } to { transform: scaleY(1); } }

/* Hero-Coin: kleine Bounce-/Spin-Animation */
.hero-coin { animation: float-up 3.5s ease-in-out infinite, coin-flip 8s ease-in-out infinite; transform-style: preserve-3d; }

/* ===== Hero: Coins, die in den Topf fallen ===== */
@keyframes coin-drop-1 {
  0%   { transform: translate(0, 0) rotate(0deg); opacity: 1; }
  60%  { transform: translate(-20px, 95px) rotate(180deg); opacity: 1; }
  75%  { transform: translate(-20px, 95px) rotate(180deg); opacity: 0; }
  76%  { transform: translate(0, 0) rotate(0deg); opacity: 0; }
  90%  { transform: translate(0, 0) rotate(0deg); opacity: 1; }
  100% { transform: translate(0, 0) rotate(0deg); opacity: 1; }
}
@keyframes coin-drop-2 {
  0%, 30% { transform: translate(0, 0) rotate(0deg); opacity: 1; }
  85%     { transform: translate(-105px, 75px) rotate(220deg); opacity: 1; }
  92%     { transform: translate(-105px, 75px) rotate(220deg); opacity: 0; }
  93%     { transform: translate(0, 0) rotate(0deg); opacity: 0; }
  100%    { transform: translate(0, 0) rotate(0deg); opacity: 1; }
}
.coin-drop-1 { animation: coin-drop-1 4s ease-in-out infinite; transform-origin: center; transform-box: fill-box; }
.coin-drop-2 { animation: coin-drop-2 4s ease-in-out infinite 0.6s; transform-origin: center; transform-box: fill-box; }

/* Formel-Text mit dezentem Aufblitzen */
@keyframes formula-pulse {
  0%, 50%, 100% { opacity: 0.4; transform: scale(1); }
  60%, 80%      { opacity: 1; transform: scale(1.05); }
}
.formula-text { animation: formula-pulse 4s ease-in-out infinite; transform-origin: center; transform-box: fill-box; }

@media print {
  .site-header, .site-footer, .main-nav, .service-bar, .cta-banner, .nav-toggle, .article-aside, .read-progress, .draft-notice { display: none !important; }
  body { font-size: 12pt; color: #000; background: #fff; }
}